Payful, a Chinese cross-border payment company with a subsidiary in Hong Kong, has launched a cloud-native Visa charge-card programme for corporate and merchant clients on BPC’s next-generation SmartVista platform. Now, Payful can offer corporate and merchant clients a more secure and efficient way to manage business spending through virtual Visa charge cards in the cloud. The programme gives merchants greater control and flexibility over payments, while users benefit from a smoother digital card experience with stronger protection and real-time visibility.