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Comment on PSD2 news from SafeCharge
Phil Atherton, Chief Risk Officer, SafeCharge, on the changes to PSD2 regulation and the limit for SCA on transactions:
The change in limit from €10 to €30 is welcome (even though it’s unclear how this will apply to the UK), as is the exception for those using transaction risk analysis – but many questions remain how this exception will be implemented.
We know that risk analysis is the most effective way to beat fraud, but proving that a particular system works will only add to an already heavy reporting burden on companies. What will be seen as an acceptable level of fraud? What minimum standards will need to be met in order to have an acceptable risk analysis system? How will the ongoing, 18-month assessment of these systems be carried out? How will this apply to services such as Amazon’s one-click ordering?
The proposals are currently very vague indeed – especially when compared to the specific transaction limit for two-factor authentication. Far more detail is needed before the industry can decide if this change is an improvement or just an added complexity to already-convoluted regulation.
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CLS Appoints Six New Board Directors
CLS, a financial market infrastructure group delivering settlement, processing and data solutions, today announces the appointment of six new members to its Board of Directors at the CLS Annual General Meeting held on 9 June 2026.
Mobey Forum Calls for a Collaborative Approach to Fraud Prevention in Rethinking Fraud in a Connected World
Mobey Forum’s Fraud Expert Group has published a new report, Rethinking Fraud in a Connected World: Trust, Collaboration, and Resilience in the Digital Ecosystem, exploring how fraud is evolving beyond traditional banking threats and why stronger collaboration across industries is becoming essential.
SumUp Launches in Canada
SumUp, the global financial technology company, today announced its official launch in Canada. The milestone makes Canada SumUp's 38th market and its latest step in building out its presence across the Americas, as the company continues its mission to make commerce simpler and more accessible for all businesses worldwide.
European Fintech Association Elects New Board of Directors
The European FinTech Association (EFA) today announced the election of its new Board of Directors, bringing together senior leaders from across Europe's fintech ecosystem to guide the Association's work over the coming term.
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