The Fintech Magazine Issue #36

The Fintech Magazine #36 is live! In this issue, we dive into the forces reshaping the global financial system, from instant payments to AI-powered compliance, sustainability, and bold rebrands.

Two massively anticipated events frame this moment. The go-live of SEPA Instant under the Instant Payment Regulation brings Europe one step closer to the holy grail of truly global, real-time payments. No longer optional, instant transactions must now be offered at the same cost as traditional SEPA Credit Transfers. The implications are profound: providers will need to balance speed with security, and users will ultimately determine how quickly adoption scales.

At the same time, the industry gathers at Sibos, where leaders and innovators explore the next frontiers in finance. From Brazil’s Pix to India’s UPI, and the UK’s still modest Faster Payments uptake, the central question remains: how do we build systems that are both fast and fraud-proof?

Inside this issue, we go deeper:

• Temenos sharpens its focus on one of the biggest technology shifts of a generation, helping clients scale with agility and resilience.
• Flagright’s Imam Saygili explores how AI-driven compliance can prevent debanking while satisfying regulators and protecting genuine customers.
• Smartstream embarks on a bold rebrand under CEO Akber Jaffer, leveraging AI to broaden its customer base and transform client relationships.
• U.S. Bank is redefining what it means to serve small businesses, stepping in with integrated back-office services for its 1.5 million customers.
• G+D, in partnership with sustainability-by-design champion Parley for the Oceans, is helping financial services address one of the greatest environmental challenges of our time – proving that innovation in finance must also serve the planet.

This issue captures an industry at an inflection point: instant, intelligent, sustainable, and increasingly interconnected. The future of finance is being built in real time.

Read the magazine right here!