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The smartphone becomes a real means of payment
Pool, repayment between friends and especially mobile payment: more and more applications for mobile phones can pay other than in cash or with his credit card.
Leetchi, Lydia, Lyf Pay, Paylib, Obvy, Pumpkin and, of course, Apple Pay: the digital world continues to revolutionize also the means of payment. “Cagnottes, payment between individuals, mobile donations: French start-ups innovate and export to Europe. They create new uses by meeting needs that were not covered before, “says Alain Clot, president of France Fintech.
A common gift for your friends’ birthday? It is enough to constitute a pot on Leetchi or the Common pot. Pay the babysitter on your return from the restaurant? No need for cash: you pay him the sum due on his account Lydia or Pumpkin. “Our app lets you send money to a friend in one click. The user can then transfer the money to his bank account or keep it in his Pumpkin account to reimburse another friend. Everything is free, “ says Hugo Sallé de Chou, co-founder of this start-up with 350,000 users, bought in July 2017 by Crédit Mutuel Arkea. Same operation for Lydia, which has more than 1 million users.
Contactless payment
“The pot and the refund between friends are the buzz. But the real way to pay tomorrow is mobile payment, as is already the case in China, “ says Philip Bouchet, manager at PWC. Several solutions are now available to pay by mobile. Orange Telecom customers can use Orange Cash. Owners of a compatible iPhone have access to Apple Pay provided they are a client of a partner bank (BPCE, Fortuneo, Societe Generale, Crédit Mutuel de Bretagne, N26, etc.). They just need to approach their phone from the electronic payment terminal just as they would with a contactless bank card. “The amount of the transaction is not subject to the ceiling of 30 euros card payments without …
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SumUp, the global financial technology company, today announced its official launch in Canada. The milestone makes Canada SumUp's 38th market and its latest step in building out its presence across the Americas, as the company continues its mission to make commerce simpler and more accessible for all businesses worldwide.
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The European FinTech Association (EFA) today announced the election of its new Board of Directors, bringing together senior leaders from across Europe's fintech ecosystem to guide the Association's work over the coming term.
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