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FF News Fintech Finance Salon Podcast With Theodora Lau

October 11 2022

Fintech Finance Podcasts: The FF Salon Pilot with Theodora Lau

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Retirement Decumulation is the new Accumulation.

Although most of us have been raised to focus on the Accumulation of money, assets and experiences over the course of our lives, there’s an increasing shift to focus on Decumulation as our population ages. But what do banks think about it?

“Financial services are built on deposit, so if people are decumilating and taking money out, chances are banks don’t really care much about them.”

Theodora Lau, Founder, Unconventional Ventures

In this episode of the FF Salon Series, Theodora Lau, founder of Unconventional Ventures, takes us through her experience of ageism and opportunity within the market.

‘Financial services are built on deposit, so if people are decumilating and taking money out, chances are banks don’t really care much about them. I met a bank manager at a conference who came up and told me ‘why do I care about old people?’ ​​But herein lies the problem. We are living an extra 30 healthy years, and have been since the early 1900s. If you look at the way we work it’s also different, I started my company when I was 46. The way we live has changed’.

Lau’s company focuses on developing and growing an ecosystem of financial institutions, corporations, startups, entrepreneurs, venture capitalists, and accelerators to better address the unmet needs of consumers, with keen interests in women and minority founders. The amount of funding given to female startups in the US is at 2%, and it’s clear Lau has a keen interest in creating change.

Women are having children at a much later date. By the time women are hitting their 60s they still have families to put through further education, as well as the responsibilities of older generations. If banks don’t care about them, therein lies the problem. But for Theodora, as outlined in her upcoming book Business For Good, herein lies the opportunity…

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Theodora Lau | Founder, Unconventional Ventures | Fintech Finance

Theodora Lau

Unconventional Ventures

Companies In This Post

Unconventional Ventures
  1. CLS Appoints Six New Board Directors

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  2. Mobey Forum Calls for a Collaborative Approach to Fraud Prevention in Rethinking Fraud in a Connected World

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  3. SumUp Launches in Canada

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  4. European Fintech Association Elects New Board of Directors

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  5. G+D: Navigating the Future of Fintech Agility and Innovation

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