FF News Logo
Wednesday, August 05, 2026

Breaking News

Oxford Risk: Placing the Human at the Center of Wealth and Asset Management Transformation CLS Appoints Six New Board Directors Mobey Forum Calls for a Collaborative Approach to Fraud Prevention in Rethinking Fraud in a Connected World SumUp Launches in Canada European Fintech Association Elects New Board of Directors G+D: Navigating the Future of Fintech Agility and Innovation Connect IFA Strengthens Leadership Team to Drive Growth and Enhance Adviser Support FreeAgent Launches New AI Tool for Landlords to Capture Rental Statements EXCLUSIVE: “Keeping The Rubber on Track” – Nick Kerigan, Swift in ‘The Fintech Magazine’ Megadeals Are Back. Here’s Why J-P Conte Thinks Patient Capital Still Wins. A New Way to Get Paid: Modulr Adds cVRP to Its Collections Hub DIFC Future of Finance Report: Digital Native, AI Driven Challenger Banks Redefining Banking Models, Signalling Industry’s Biggest Shift Since 2008 UK Financial Institutions Look to Decade of AI-Driven Growth as Confidence Strengthens LUMIQ Raises Strategic Funding to Become the AI Decision Layer for Financial Services easypaisa and Binance Sign MoU to Explore Emerging Financial Technology Growth in Pakistan

April 29 2025

What Are Some of the Challenges and Opportunities for Real-Time Payments? | ACI Worldwide

Share this post:

Share on LinkedIn Share on WhatsApp

ACI Worldwide believes the future of payments isn’t about waiting for new technology – it’s about accelerating real-time adoption. The rails are in place. The technology is ready. What’s missing? Incentives that move consumers and businesses to act.

Thomas Warsop, President and CEO, ACI Worldwide, explains how in the U.S., real-time payments have the potential to revolutionize transactions. But habits are hard to change without compelling reasons. Today, consumers are deeply loyal to rewards –credit card points, cash back, travel perks. We understand that loyalty, and we know that to drive real-time payments, incentives must be just as powerful – or even better.

ACI is at the forefront of creating real-time payments ecosystems that reward users, empower merchants, and simplify transactions. Imagine a world where paying a bill, splitting a restaurant tab, or making a major purchase happens instantly – with tangible benefits to both the payer and the payee.

Instead of outdated practices like cash discounts—which carry hidden costs for merchants—real-time payments open the door to smarter, more efficient incentives. Lower costs for businesses mean more opportunities to pass savings back to the consumer. It’s a win-win.
Merchants have everything to gain by encouraging real-time payments: lower transaction costs, reduced fraud risk, and faster access to funds. Consumers, in turn, enjoy quicker, more secure transactions – with rewards that rival or surpass traditional card programs.

The future isn’t about asking when real-time payments will be ready – it’s about making them irresistible today.

People In This Post

Thomas Warsop, ACI Worldwide | FF News

Tom Warsop

ACI Worldwide

Companies In This Post

ACI Worldwide
  1. Oxford Risk: Placing the Human at the Center of Wealth and Asset Management Transformation

    Banking Transformation Summit 2026

     Read more
  2. CLS Appoints Six New Board Directors

    Hiring

     Read more
  3. Mobey Forum Calls for a Collaborative Approach to Fraud Prevention in Rethinking Fraud in a Connected World

    Fintech

     Read more
  4. SumUp Launches in Canada

    News

     Read more
  5. European Fintech Association Elects New Board of Directors

    Hiring

     Read more
More On