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https://www.fca.org.uk/

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FCA Reviewing Whether APRs Support Consumers’ Choices

April 29 2026

The FCA is reviewing whether Annual Percentage Rates (APRs) help consumers understand borrowing costs

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FCA Digital Loan review evaluates UK lenders’ online application UX

FCA Seeks Improvement to Digital Loan Processes

July 31 2025

Lenders’ online and in-app application processes can help prospective borrowers understand what they’re signing up for, a review by the Financial Conduct Authority (FCA) has found. However, improvements could be made to these digital processes, so consumers are able to make informed decisions about their finances.

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